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Your most valuable assets are your people.

Would your company be able to survive the death or disability of a key employee? How much would it hurt your business to suddenly lose one of your top people. Alex was a highly successful medical sales rep. One day while on the road, she suffered a massive heart attack and died. Her employers and … Read more

file folders with label of disability insurance in front and family behind

The truth about group long-term disability benefits

Does the long-term disability policy included in your employee benefits package offer real coverage or a false sense of security? If your employer provides group long-term disability insurance you may think you’re covered, but are you? Many employers offer group long-term disability (LTD) coverage as part of their employee benefits packages. If you’re ever unable … Read more

magnifying glass over a puzzle piece that says benefit

Understanding Employee Benefits

You know you should read your employee handbook, but have you? Here’s what you need to know about long-term disability benefits. When was the last time you felt like curling up with a good employee handbook? Never? I’m not surprised. Most people think of employee handbooks as tedious documents they know they should read, but … Read more

What our clients say....

AARON THOMAS

ATTORNEY

“I went to Howard for my first life insurance policy. Then I had a child and bought a new home. So I went back to make sure, if something were to happen to me, my wife could keep our home and my daughter could go to college. Howard is easy to like and he genuinely cares. He’s good people. He took the time to walk me through the policy and advised me on what I needed and what I didn’t need, regardless of if it benefitted him. Why would anyone buy insurance online when someone like Howard is there to help?”

TED RYKOSKI

SANDLER TRAINING

“I got to experience Howard’s compassion and dedication for his clients firsthand when he diligently searched for affordable, comprehensive life insurance for me. Due to my complicated medical history, my own search only came up with limited and expensive coverage. Howard impressed me with his empathy and determination. Howard is a real mensch, someone of integrity and honor, who I highly recommend.”

DASHIKA DANIELS

“I had too many random life insurance policies. I wasn’t sure which to keep and which to cancel. Howard patiently explained each one and helped me consolidate them into one whole life policy that makes sense. Howard genuinely cares about his clients. I feel so much better knowing my loved ones will be cared for if something were to happen to me. Life insurance is a difficult conversation to have. My husband always avoided the subject. As a nurse, I know how important it is to have your affairs in order. Howard makes it easy.”

Making your money do more

for your business and your family

Your most valuable assets are your people.

The truth about group long-term disability benefits

Understanding Employee Benefits

Get higher rates of return with less risk.

What our clients say....