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Does the long-term disability policy included in your employee benefits package offer real coverage or a false sense of security?  If your employer provides group long-term disability insurance you may think you’re covered, but are you? Many employers offer group long-term disability (LTD) coverage as part of their employee benefits packages. If you’re ever unable … Read more

You know you should read your employee handbook, but have you? Here’s what you need to know about long-term disability benefits. When was the last time you felt like curling up with a good employee handbook?  Never? I’m not surprised. Most people think of employee handbooks as tedious documents they know they should read, but … Read more