Medicare

CLOSE THE GAPS WITH
MEDICARE SUPPLEMENTS

Medicare is confusing. There are lots of parts and variables to wade through. And it’s unlikely that Medicare alone will provide 100% of the protection you’ll need. The good news is there are many different Supplemental insurance policies available..

With the right Supplement

you’ll be able to:

  • Cover most of the gaps in your federal Medicare plan
  • Avoid draining your savings and investments
  • Replace worry about the unknowns with confidence and peace of mind
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We can help you navigate the process

to find just the right Medicare Supplement and answer questions like:

  • What are all the Medicare parts, and what do they cover?
  • What will it cost?
  • Where are the gaps?
  • Will your Supplement allow you to use the network of providers you already have?
  • Should you apply for prescription drug coverage? If so, when, and how?
  • What circumstances might affect your policy?
  • What are the deadlines?
  • What if you plan to keep working at 65?

LEARN HOW TO TAKE THE WORRY AND RISK OUT OF RETIREMENT.

What our clients say....

picture of man -Aaron Thomas
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AARON THOMAS

ATTORNEY

“I went to Howard for my first life insurance policy. Then I had a child and bought a new home. So I went back to make sure, if something were to happen to me, my wife could keep our home and my daughter could go to college. Howard is easy to like and he genuinely cares. He’s good people. He took the time to walk me through the policy and advised me on what I needed and what I didn’t need, regardless of if it benefitted him. Why would anyone buy insurance online when someone like Howard is there to help?”

picture of man - Ted Rykoski
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TED RYKOSKI

SANDLER TRAINING

“I got to experience Howard’s compassion and dedication for his clients firsthand when he diligently searched for affordable, comprehensive life insurance for me. Due to my complicated medical history, my own search only came up with limited and expensive coverage. Howard impressed me with his empathy and determination. Howard is a real mensch, someone of integrity and honor, who I highly recommend.”

picture of man - Shane Mask
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SHANE MASK

“After reading a book on infinite banking, I wanted to purchase a unique cash-value whole life insurance policy. Howard had the specific knowledge and experience to set it up for me. He’s a great guy, very patient and personable. He answered all my questions and made sure I understood what I was getting. I highly recommend him.”