Privacy Policy

What our clients say....

picture of woman, DASHIKA DANIELS
small vertical dots

DASHIKA DANIELS

“I had too many random life insurance policies. I wasn’t sure which to keep and which to cancel. Howard patiently explained each one and helped me consolidate them into one whole life policy that makes sense. Howard genuinely cares about his clients. I feel so much better knowing my loved ones will be cared for if something were to happen to me. Life insurance is a difficult conversation to have. My husband always avoided the subject. As a nurse, I know how important it is to have your affairs in order. Howard makes it easy.”

picture of man -Stewart Gibson
small vertical dots

STEWART GIBSON

“Howard is a gem! The insurance world is complex and confusing, with so many options and products to consider. I trust Howard to expertly guide me. He’s knowledgeable and fun to work with. Anyone who knows Howard loves him. I recommend him all the time.”

Tier 1 Capital mark
small vertical dots

BRADLEY BIRGÉ

ATTORNEY

When I decided to review my life insurance policies, I called Howard. He suggested a new policy which provided 50% more coverage for approximately 60% of my existing premiums. He also came up with a 20-year strategy to protect my wife and children where, as my obligations decrease, so will my coverage and premium payments. We all work hard to create a good life for our families. Howard placed my coverage with a quality insurance company that will provide me with peace of mind.”