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What our clients say....

picture of man - Shane Mask
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SHANE MASK

“After reading a book on infinite banking, I wanted to purchase a unique cash-value whole life insurance policy. Howard had the specific knowledge and experience to set it up for me. He’s a great guy, very patient and personable. He answered all my questions and made sure I understood what I was getting. I highly recommend him.”

picture of man -Stewart Gibson
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STEWART GIBSON

“Howard is a gem! The insurance world is complex and confusing, with so many options and products to consider. I trust Howard to expertly guide me. He’s knowledgeable and fun to work with. Anyone who knows Howard loves him. I recommend him all the time.”

picture of man -Aaron Thomas
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AARON THOMAS

ATTORNEY

“I went to Howard for my first life insurance policy. Then I had a child and bought a new home. So I went back to make sure, if something were to happen to me, my wife could keep our home and my daughter could go to college. Howard is easy to like and he genuinely cares. He’s good people. He took the time to walk me through the policy and advised me on what I needed and what I didn’t need, regardless of if it benefitted him. Why would anyone buy insurance online when someone like Howard is there to help?”