Medicare

CLOSE THE GAPS WITH
MEDICARE SUPPLEMENTS

Medicare is confusing. There are lots of parts and variables to wade through. And it’s unlikely that Medicare alone will provide 100% of the protection you’ll need. The good news is there are many different Supplemental insurance policies available..

With the right Supplement

you’ll be able to:

Cover most of the gaps in your federal Medicare plan
Avoid draining your savings and investments
Replace worry about the unknowns with confidence and peace of mind

We can help you navigate the process

to find just the right Medicare Supplement and answer questions like:

What are all the Medicare parts, and what do they cover?
What will it cost?
Where are the gaps?
Will your Supplement allow you to use the network of providers you already have?
Should you apply for prescription drug coverage? If so, when, and how?
What circumstances might affect your policy?
What are the deadlines?
What if you plan to keep working at 65?

LEARN HOW TO TAKE THE WORRY AND RISK OUT OF RETIREMENT.

Schedule a free Appointment

What our clients say....

STEWART GIBSON

“Howard is a gem! The insurance world is complex and confusing, with so many options and products to consider. I trust Howard to expertly guide me. He’s knowledgeable and fun to work with. Anyone who knows Howard loves him. I recommend him all the time.”

DASHIKA DANIELS

“I had too many random life insurance policies. I wasn’t sure which to keep and which to cancel. Howard patiently explained each one and helped me consolidate them into one whole life policy that makes sense. Howard genuinely cares about his clients. I feel so much better knowing my loved ones will be cared for if something were to happen to me. Life insurance is a difficult conversation to have. My husband always avoided the subject. As a nurse, I know how important it is to have your affairs in order. Howard makes it easy.”

TED RYKOSKI

SANDLER TRAINING

“I got to experience Howard’s compassion and dedication for his clients firsthand when he diligently searched for affordable, comprehensive life insurance for me. Due to my complicated medical history, my own search only came up with limited and expensive coverage. Howard impressed me with his empathy and determination. Howard is a real mensch, someone of integrity and honor, who I highly recommend.”