The Defining Moment


Finding a way to have the money you need to have the lifestyle you want in retirement is a battle.

In The Defining Moment, Leonard Renier, long time entrepreneur and founder of Wealth & Wisdom Institute, shares his knowledge on how money works and provides detailed information on surviving financial myths.

The book retails for $24.95, but is available here at no cost.

Just complete this brief form and your copy will be in the mail to you shortly.




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    For decades insurance has been a necessary evil – a piece of financial protection that wise individuals won’t live without. And while it’s always been considered part of “financial planning”, most of the planning relates to the individual becoming disabled or meeting an untimely death and making arrangements for the family’s financial security if the unthinkable occurs.

    Now families, individuals and business owners can add insurance products to their active financial planning tool kits –to improve their lifestyles, to increase their own net worth, and to enjoy life and prosperity even while they plan for retirement.

    Learn more about the Circle of Wealth and the positive impact insurance products can have right now — not only when the unthinkable happens.

    Discover a new way to look at saving.



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    Guide Your Business. Protect Your Key People. Learn and Implement The Financial Strategies Of The Wealthy.

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    Discover A New Way To Look At Saving


      A successful retirement can happen sooner than you think

      InsurAtlanta, Inc., is an Atlanta-based agency advising clients on purchasing health, life, and disability insurance coverage, long-term care coverage, as well as customized plans for their financial future. InsurAtlanta brings more than two decades of extensive experience in long-term insurance and retirement planning for individuals, professionals, small business owners and families.

      InsurAtlanta's Howard is both a Chartered Life Underwriter® (CLU), offering expertise on risk management to clients on topics like financial planning, insurance law, estate planning, and business planning; and a Chartered Financial Consultant® (ChFC), focusing on financial planning disciplines, including insurance, income taxation, retirement planning, investments and estate planning.

      Over 25 Years of Experience





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        There is no such thing as having too much money in the bank. Contact Howard with InsurAtlanta to learn how this philosophy has worked for himself and for his clients.