Start Out Right

When you’re out on your own for the first time, it’s easy and comforting to rely on advice you’ve heard your entire life: pay yourself first by saving money, don’t incur debt, fund an IRA or 401(k) to the maximum amount every year.

In the 21st century, there is more uncertainty about tax brackets in the future and about the value of real estate than ever before.

Instead of doing what your parents did to save for retirement, take control of your financial future while you are young and start amassing wealth in a new way.

Howard’s philosophy suggests:

  • Start with the foundation of a whole life plan while you’re young — the cost will never be lower and the value for the future is assured.
  • As you need money for major purchases, borrow it from the insurance company, with the death benefit as collateral — this lets you borrow the money from the insurance company without interrupting the compounding of interest and allows for flexible payments.
  • Learn that keeping your assets in your own control (rather than paying down a home loan or funding education with cash) is a better long-term strategy for amassing wealth.

Take the uncertainty out of your future. Email or text Howard Silvermintz – he’ll share some scenarios like yours to demonstrate how this approach can work for you.


Is conventional wisdom really wise?

Is a 401(k) the smartest way to save for retirement? Maybe. If you’re concerned about the wisdom of doing what you’ve always done, ask for a copy of the book The Great Wall Street Retirement Scam.

Are you ready to take the next step and speak with a financial professional?

For decades insurance has been a necessary evil – a piece of financial protection that wise individuals won’t live without. And while it’s always been considered part of “financial planning”, most of the planning relates to the individual becoming disabled or meeting an untimely death and making arrangements for the family’s financial security if the unthinkable occurs.

Now families, individuals and business owners can add insurance products to their active financial planning tool kits –to improve their lifestyles, to increase their own net worth, and to enjoy life and prosperity even while they plan for retirement.

Learn more about the Circle of Wealth and the positive impact insurance products can have right now — not only when the unthinkable happens.

Discover a new way to look at saving.


Guide Your Business. Protect Your Key People. Learn and Implement The Financial Strategies Of The Wealthy.

InsurAtlanta will help you learn more about Group Health Insurance and Business Continuation Insurance.

Discover A New Way To Look At Saving

    A successful retirement can happen sooner than you think

    InsurAtlanta, Inc., is an Atlanta-based agency advising clients on purchasing health, life, and disability insurance coverage, long-term care coverage, as well as customized plans for their financial future. InsurAtlanta brings more than two decades of extensive experience in long-term insurance and retirement planning for individuals, professionals, small business owners and families.

    InsurAtlanta's Howard is both a Chartered Life Underwriter® (CLU), offering expertise on risk management to clients on topics like financial planning, insurance law, estate planning, and business planning; and a Chartered Financial Consultant® (ChFC), focusing on financial planning disciplines, including insurance, income taxation, retirement planning, investments and estate planning.