Increase Net Worth

Conventional wisdom suggests the best way to increase net worth is to own your home outright, to eliminate debt and to save money in as many tax-deferred instruments as possible.

In the 21st century, it’s clear that many of the certainties in life — your house will always grow in value, your tax bracket will decrease as you grow older — aren’t really certain at all.

Instead of trusting your hard-earned and carefully saved money to the country’s economic state and the current batch of elected officials, take control of your wealth and use it to your own advantage.

Howard’s philosophy suggests:

  • Instead of working diligently to pay off the mortgage on your home, maintain the loan and set the money you would have paid aside to earn interest. This gives you a liquid asset you can use at full value, instead of forcing a house sale or refinance in unfavorable economic times, if you suddenly need the money.
  • Instead of pouring money into a 401(k) or IRA based on the promise of lower taxes, set that money aside in other ways. The tax “savings” in this scenario isn’t real money – you’ll still pay the taxes later on, and there’s no guarantee that tax will be less 20 years from now.
  • Instead of buying term life insurance because it’s cheaper, understand how a whole life insurance policy can provide the foundation for your own plan.

Take the uncertainty — and the “hope” — out of your retirement planning. Contact Howard Silvermintz to discuss your situation and allow him to offer examples of how the system can work for you and your lifestyle.


Can a new perspective be life changing?

In a word, yes.

Get access to ten basic concepts of money that will change your perspective.

If you’re concerned about your financial future and are ready to think about things differently, ask for a copy of the book The Defining Moment.

Are you ready to take the next step and speak with a financial professional?

For decades insurance has been a necessary evil – a piece of financial protection that wise individuals won’t live without. And while it’s always been considered part of “financial planning”, most of the planning relates to the individual becoming disabled or meeting an untimely death and making arrangements for the family’s financial security if the unthinkable occurs.

Now families, individuals and business owners can add insurance products to their active financial planning tool kits –to improve their lifestyles, to increase their own net worth, and to enjoy life and prosperity even while they plan for retirement.

Learn more about the Circle of Wealth and the positive impact insurance products can have right now — not only when the unthinkable happens.

Discover a new way to look at saving.


Guide Your Business. Protect Your Key People. Learn and Implement The Financial Strategies Of The Wealthy.

InsurAtlanta will help you learn more about Group Health Insurance and Business Continuation Insurance.

Discover A New Way To Look At Saving

    A successful retirement can happen sooner than you think

    InsurAtlanta, Inc., is an Atlanta-based agency advising clients on purchasing health, life, and disability insurance coverage, long-term care coverage, as well as customized plans for their financial future. InsurAtlanta brings more than two decades of extensive experience in long-term insurance and retirement planning for individuals, professionals, small business owners and families.

    InsurAtlanta's Howard is both a Chartered Life Underwriter® (CLU), offering expertise on risk management to clients on topics like financial planning, insurance law, estate planning, and business planning; and a Chartered Financial Consultant® (ChFC), focusing on financial planning disciplines, including insurance, income taxation, retirement planning, investments and estate planning.