Business Continuation Insurance

Key person insurance

A small business, especially, can be devastated by the loss of a key employee who holds extraordinary skills, contacts, or knowledge. While a delivery person may not be difficult to replace, it can take weeks or months to recruit and train the salesperson, the project manager, the instructor who produced significant revenue. Key person insurance will give you time to find the right person to fill those shoes.

Buy-sell agreement insurance

A business buyout agreement is drafted to provide for and protect both the owners of a business. But what happens if the partner dies or is disabled? Rather than be stuck with a teenaged child or a vindictive former spouse as a partner, an insured buy-sell is akin to a prenuptial agreement or a will, providing a plan for a worst-case situation.


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    Tier 1 Capital of Georgia, LLC is an Atlanta-based agency advising clients on purchasing health, life, and disability insurance coverage, long-term care coverage, as well as customized plans for their financial future. Tier 1 Capital of Georgia, LLC brings more than two decades of extensive experience in long-term insurance and retirement planning for individuals, professionals, small business owners and families.

    Tier 1 Capital of Georgia, LLC's Howard is both a Chartered Life Underwriter® (CLU), offering expertise on risk management to clients on topics like financial planning, insurance law, estate planning, and business planning; and a Chartered Financial Consultant® (ChFC), focusing on financial planning disciplines, including insurance, income taxation, retirement planning, investments and estate planning.